Welcome Fall & All the Adventures It Brings! 🍁

Fall Adventures. Family Memories. Protection That Keeps Up.

Fall has arrived in beautiful Southern Indiana! The leaves are changing, football season is underway, and families are enjoying everything from pumpkin patches and hayrides to bonfires, festivals, and scenic weekend adventures.

At Alisha Roberts Insurance Agency, Inc., fall is a season of gratitude.

We're thankful for the people who make our Columbus community such a wonderful place to live and work—our Fire & Rescue personnel, law enforcement officers, educators, healthcare workers, factory workers, restaurant owners, local businesses, families, and friends.

Each plays an important role in keeping our community strong, and we're grateful for the opportunity to serve you.

Fall Adventures Bring New Things to Consider

Whether you're heading to a football game, taking a scenic drive, gathering around a backyard fire, or enjoying your golf cart or side-by-side, fall brings wonderful opportunities to make memories.

It also brings a few things worth considering when it comes to insurance protection.

Golf carts and side-by-sides deserve special attention. Before heading out, make sure you understand what your policy covers—and what it may not—regarding liability, physical damage, injuries, passengers, and use on public roads.

Just because a recreational vehicle is used around your home or neighborhood doesn't necessarily mean your homeowners or auto policy provides the protection you expect.

A little preparation today can help prevent an unwelcome surprise tomorrow.

Is Your Protection Keeping Up With Life?

As seasons change, so do our routines, responsibilities, and priorities. Fall is a great time to revisit your Personalized Protection Plan.

Have you considered these important questions?

• Auto Insurance: Do I understand my liability limits, deductibles, and coverage for vehicle damage?

• Teen Drivers: Have I reviewed my auto policy since adding a young driver to my household?

• Homeowners & Renters Insurance: Have my property and personal liability needs changed?

• Life Insurance: When was the last time I reviewed my life insurance policies and beneficiaries?

• Disability Insurance: What coverage options are available if an illness or injury prevents me from working?

• Rental Property: Have I reviewed the insurance coverage for property I rent to others?

• Recreational Vehicles: Do I understand how my golf cart or side-by-side is covered, including where it can be used?

You don't have to navigate these questions alone. Our team can help you review your current coverage, explain available products, and answer your questions.

Local People. Personal Attention. Practical Guidance.

As a wife, mother, and local business owner, Alisha understands the importance of family, community, and protecting what matters most.

At Alisha Roberts Insurance Agency, we believe insurance conversations should be about more than a price. They should help you understand your coverage and make informed decisions.

OUR MISSION IS SIMPLE:

To help you understand your protection before you need to use it.

We make connecting convenient through text, email, phone, or virtual appointments. Our 24-hour Customer Care Center, online account access, and State Farm mobile app also provide additional ways to get assistance.

Let's Make This a Fall to Remember! 🍂

When was the last time you reviewed your family's Personalized Protection Plan?

Whether you've purchased a vehicle, welcomed a new driver, improved your home, or experienced another life change, we'd welcome the opportunity to visit with you.

Call, text, or email our team to schedule your fall protection review.

From our family to yours, we're wishing you a safe, blessed, and adventure-filled fall!

Alisha Roberts Insurance Agency, Inc. Serving Columbus, Indiana, and surrounding communities.

Frequently Asked Questions (FAQ)

Q: What should I consider when reviewing my auto coverage?

A: Reviewing your policy can help you better understand your liability limits, deductibles, and coverage for damage to your vehicle. Our Columbus team is available to answer your questions and discuss your coverage needs.

Q: How do I get started with auto insurance?

A: Contact our team with information about your vehicle and household drivers. We'll explain the application process, review available coverage, and confirm when coverage can begin.

Q: What insurance is generally required when leasing a vehicle?

A: Leasing companies typically require liability, comprehensive, and collision coverage. Your leasing agreement may also specify coverage limits, deductibles, and other requirements.

Q: What should I consider when reviewing life insurance?

A: Your needs may change over time. Reviewing your existing policies, beneficiaries, and current financial responsibilities can help you identify questions to discuss with our team.

Q: What does renters insurance typically cover?

A: Renters insurance may provide coverage for personal belongings, personal liability, and additional living expenses following a covered loss. Coverage is subject to policy terms, conditions, and limits.

Q: What does homeowners insurance typically cover?

A: Homeowners insurance generally includes coverage for your home's structure, personal belongings, personal liability, and certain additional living expenses following a covered loss. Coverage depends on the policy's terms, conditions, and limits.